Over/Under 3.5 Goals

Written by Steven Hubbard
Verified by BettingLounge team
Last updated 27/02/2024

Over/Under 3.5 Goals Explained

Put simply, over/under 3.5 goals is a bet on the total number of goals in the match (both teams) and covers the 90 minutes plus additional time. Over 3.5 goals is a bet on 4 or more goals in a game, while under 3.5 goals is a bet on 3 or fewer goals in a match.

The .5 decimals are present in all of the over/under goals markets, and it shows there is no possibility for a draw or refund in these markets. As you cannot score half a goal, your bet will either win or lose. If the numbers were whole, say 3, the betting sites in the UK would need to add a third option for if there were exactly 3 goals in the match. You can bet on exact goal markets, but this option is not available in the traditional over/under markets.

If you are looking for which bookies offer the highest over/under 3.5 goals bets, we recommend reading our betting margins guide as we tested which betting sites offer the highest odds.

Over 3.5 Goals in Practice

Over 3.5 goals is a bet on 4 or more goals in total and covers 90 minutes plus additional time, but not extra time. If there are 3 goals or fewer, the over 3.5 goals bet will lose. The over 3.5 goals market will often offer high odds and can be great value if two teams are in fine-scoring form.

As an example, let's say Manchester City and Liverpool are taking on each other in a Premier League game. Both teams have scored a lot of goals during the season, though struggling defensively, and you expect the clash to be a high-scoring affair. Therefore, you decide to play a bet on there to be over 3.5 goals in the game.

The game finishes 2-2, with both teams walking away with a point, and you cash in the winnings as more than 3.5 goals were indeed scored. However, had the game ended 2-1 either way, your bet would have lost.

Under 3.5 Goals in Practice

Under 3.5 goals is a bet on 3 or fewer goals in total and covers 90 minutes plus additional time, but not extra time. If there are 3 goals or fewer, the under 3.5 goals bet will win, but anything more than 4 goals, and the bet loses.

As an example, two Italian teams - let's say AC Milan and Juventus - will square off in the prestigious Champions League. You expect one team to come out on top, but both of them have done well defensively recently. Therefore, you place a bet on there to be under 3.5 goals in the game.

It turns out to be the right move as AC Milan comes away with a 2-1 win, resulting in the bet winning. Had there been one more goal in the game, though, the bet would have lost.

Bookies with the Highest Over/Under 3.5 Goals Odds

Below are the three best-betting sites for the highest over/under 3.5 goals betting odds, all featured in our top ten list for football bookies.

bet365

bet365

Bet £10 Get £30 in Free Bets

Min. Deposit £5
Max. Amount £30
Turnover No wagering
Expiration 30 days
New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5* and £10* to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required.
Coral

Coral

Bet £5 Get a £20 Free Bet

Min. Deposit £/€5
Expiration 7 days
18+ New UK & ROI Customers only. Min deposit £5. Min first £5 bet at minimum odds 1/2 to qualify for 1x 20 free bet. Certain deposit methods and bet types excl. Free bet valid for 7 days, stake not returned. Restrictions + T&Cs apply.
Unibet

Unibet

Money Back as a Bonus up to £40 +£10 Casino Bonus

Min. Deposit £10
Max. Amount £50
Turnover Casino 50x, sportsbook 3x
Expiration 7 days
18+ begambleaware.org. New customers only. Min deposit £10. Money back as bonus if first sports bet loses. Wagering requirements: sportsbook 3x at min. odds of 1.40 (2/5), casino 50x. Unless forfeited the sportsbook bonus must be wagered before using the casino bonus. Bonus expires 7 days after opt-in. Visit Unibet.co.uk for full T&C's.

Steven is an experienced iGaming content writer who has been working in the industry since 2018. He is passionate about sports betting and enjoys writing about all aspects of the industry, including bookmaker reviews, betting tips and strategies, and news and analysis. If you have any questions about online gambling in the UK, please don't hesitate to contact him.