Tote Withdrawal Time Test: 15 minutes via Visa (2026)
Wondering how long it actually takes to get your money from Tote? We put the withdrawal time to the test using real money and a Visa debit card, receiving our money in 15 minutes, certainly not a terrible result.
In this guide, you will find our full test results, the step-by-step breakdown of the process, and tips to get your money out faster.
How Long Does a Tote Withdrawal Take? (Our Test)
Tote Withdrawal Time for Each Payment Method
As one would imagine, Tote has come on leaps and bounds in the almost 100 years since its creation, now focusing a lot on the online version. On the withdrawal front, our result with a Visa debit card was quite good, but there is a noticeable lack of payment methods.
In the table below, we have collected everything you need to know about withdrawals at Tote, from the payment methods available to the withdrawal time for each.
| Payment Method | Min Withdrawal | Max Withdrawal | Withdrawal Fee | Withdrawal Time |
|---|---|---|---|---|
 Visa | £10 | Not specified | No fee | 15 minutes in our test |
 Mastercard | £10 | Not specified | No fee | 1-3 business days |
 Apple Pay | £5 | Not specified | No fee | 1-3 business days |
What Is the Fastest Way to Withdraw Money From Tote?
Unfortunately, there are only three methods of payment offered by Tote: Visa, Mastercard and Apple Pay. However, this makes finding the fastest way to withdraw rather easy, and in our test we received our money after 15 minutes via Visa debit card.
Considering the site requires a minimum of £10 to withdraw funds, there are few positives about the process beyond the quick payments. Indeed, a lower minimum alongside or instead of more methods would have improved things a lot.
How to Withdraw From Tote
For those who are looking to withdraw winnings from Tote for the first time, it might not be completely obvious how to submit a request. Fear not, though, as our easy step-by-step guide for how to withdraw from Tote has all the details:
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Navigate to the Withdrawal Cashier
To find the withdrawal cashier, select the ‘Profile’ option in the top right corner of the screen, then scroll down the page and select the ‘Withdraw’ option.
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Ensure You Have Made a Deposit
It may seem obvious, but to withdraw, you will need to have made a deposit already with a debit card, and the below message will show if you have not.
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Enter the Withdrawal Amount
Now, you will need to enter your withdrawal amount. In this case, we chose the minimum of £10. Finally, tap the ‘Withdraw’ button. In our test, it took less than 15 minutes for the money to arrive, which was great.
Tote Withdrawal Time FAQ
How long does withdrawal take from Tote?
Which payment methods are available for withdrawals on Tote?
What is the minimum amount I can withdraw on Tote?
Ben is an accredited football journalist who follows anything from League One to Serie A, also working for the likes of SempreMilan and Total Italian Football. As an avid punter, he has become the master tester at BettingLounge, refusing to take bookies by their words when it comes to withdrawal times and much more.